After a major storm or tornado, homeowners are often vulnerable to scammers posing as contractors. These fraudsters take advantage of the chaos, promising quick fixes and then disappearing with your money.
Recently, Philip Arthurs of The Roofing Dudes joined ABC 33/40’s Talk of Alabama to share essential tips on how homeowners can protect themselves from storm repair scams. Watch the full interview here: ABC 33/40 Talk of Alabama.
As a trusted, licensed, and insured roofing company in Pelham, AL, we’ve seen too many hardworking homeowners lose thousands of dollars to these scams. The good news? It’s easy to spot red flags and avoid falling victim if you know what to look for.
5 Key Questions to Ask Before Hiring a Roofing Contractor
1. How do I verify if a roofing contractor is legitimate?
✅ Check their credentials:
- Alabama Home Builder’s License – Search for the contractor’s license on the Alabama Home Builders Licensure Board website. Click here: Licensee Search
- Workers’ Compensation & General Liability Insurance – Ask for a certificate of insurance directly from their agent.
- State of Alabama Business License – Request to see their official license.
- Online Reviews & Local References – Look up their Google and Facebook reviews and ask for past customer references.
2. Should I pay a contractor upfront for storm damage repairs?
❌ No! A reputable contractor will never ask for full payment before work begins.
✅ Standard practice:
- Most contractors require a reasonable deposit before starting.
- If working through insurance, initial payments could be less than half of the total cost.
- Final payment should be made only after the job is completed to your satisfaction.
3. What if a contractor offers to “cover” my insurance deductible?
🚨 Warning: This is illegal!
- Alabama law requires homeowners to pay their deductible—waiving it is considered insurance fraud.
- Any contractor offering to “cover” your deductible is operating dishonestly and could put you at risk of legal trouble.
⚖️ Disclaimer: We are not attorneys. If you have legal questions, consult an attorney.
4. How can I avoid getting scammed by out-of-state storm chasers?
🏠 Stick with local, established companies with a physical office in your area.
🚩 Avoid contractors who:
- Knock on your door immediately after a storm and pressure you to sign a contract.
- Have out-of-state license plates or phone numbers.
- Can’t provide a valid Alabama Home Builder’s License.
- Have little to no online presence or reviews.
5. What’s the first thing I should do after storm damage?
📸 1. Take photos of the damage – Capture clear images before tarping or making temporary repairs.
📞 2. Contact your insurance company – They’ll guide you on the claims process.
🔧 3. Call a trusted local contractor – Avoid DIY repairs on damaged roofs, fallen trees, or exposed electrical components—it’s dangerous.
💡 The Roofing Dudes can provide an honest assessment and help you navigate the repair or replacement process.
Final Thoughts
Storm damage can be stressful, but you don’t have to face it alone. By following these tips, you can protect your home, your finances, and your peace of mind.
Need an honest, licensed, and insured roofing contractor in Alabama? Contact The Roofing Dudes today! We’ll ensure your home gets the professional, high-quality repairs it deserves.
📞 Call us at 205-732-7231
🌐 Visit www.TheRoofingDudes.com
